Paying for a property
Deposits and completion funds are some of the most-targeted UK fraud transactions. A few minutes of verification can save you tens of thousands.
What's the property postcode?
We'll list addresses so you can pick the right one.
In 2025, over £1.2 billion was stolen by fraudsters in the UK, according to UK Finance. Verify before you pay.
What we check
4 checks across the UK's most-trusted data sources, run in under 30 seconds.
Confirmation of Payee
Bank account matches the payee name
Companies House
Company registered & active
VAT verification
VAT number valid
Seller Reviews
Reputation on Google, Trustpilot & more
Whether it's a rental deposit, holding deposit, or completion funds to your solicitor, always verify the account before you transfer. Conveyancing fraud (intercepted emails redirecting completion funds to a scammer's account) is one of the most expensive scams in the UK.
Tips before you transfer
Verify your solicitor's bank account in person or by phone
Don't rely on emailed details — call the firm using a number from their official website, not from the email. Confirm sort code + account number verbally.
Check the lettings agent against the redress scheme
Legitimate UK lettings agents must be registered with TPO, PRS, or similar. Verify before transferring a deposit.
Use Confirmation of Payee on every transfer
CoP catches name mismatches. For a property completion, that's the difference between completing and losing your deposit.
Don't transfer the full balance off-platform for a rental
Genuine landlords don't ask for a year's rent up front via bank transfer. Pressure to do so is a near-certain scam.
Common scam patterns
- Email interception: solicitor's email compromised, bank details swapped
- Fake landlord listings on Gumtree / Facebook Marketplace using stolen photos
- Holding deposits for properties the 'landlord' doesn't actually own
- 'Completion funds' redirected at the last moment
Frequently asked
- How do I check if a seller on A property is genuine?
- Run the bank account they've given you through Confirmation of Payee — a mismatch between the account holder name and the seller is the strongest fraud signal you'll get. If they're trading as a company, cross-check the number against Companies House and confirm any VAT number with HMRC. All three checks run in under a minute at whoamipaying?.
- What are the biggest scams on A property?
- Email interception: solicitor's email compromised, bank details swapped. Fake landlord listings on Gumtree / Facebook Marketplace using stolen photos These patterns show up on almost every UK marketplace — the platform-specific twist is usually how the seller pressures you off-platform or asks for direct bank transfer.
- Is it safe to pay by bank transfer on A property?
- Bank transfer offers no built-in buyer protection — once the money's sent it's rarely recoverable, even if fraud is proven later. If you have to use it, verify the payee bank account matches the seller's name first. For higher-value items, use a card or an escrow service so Section 75 / chargeback rights apply.
- What should I do if I've already paid a scammer?
- Contact your bank immediately to attempt a recall on the transfer, then report the fraud to Action Fraud (0300 123 2040 or actionfraud.police.uk) and to the platform. The faster you act, the higher the chance your bank can freeze the funds under the Contingent Reimbursement Model.
- Does whoamipaying? cost anything to try?
- The first check is £2.50 with no account required. Multi-check packs bring the cost down to £1.43 per check, and business accounts get volume rates from around £0.70. There's no subscription — you top up when you need to.
Related reading
Verify before you transfer
Enter the bank details from the invoice and we'll show you what we can verify in seconds. No account needed to pay.
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