In 2025, over £1.2 billion was stolen by fraudsters in the UK. Before you send money, let us check who you're really paying.
Select who you need to verify before making a payment.
Did you know?
Stolen by fraudsters in the UK in 2025
Confirmed fraud cases reported in 2025
Of APP fraud starts with a purchase scam
One check — every signal we can find on the payee. Buy credits when you need them, no subscription.
Every check includes
Confirmation of Payee
Bank account matches payee name
Companies House
Company registered & active
VAT verification
VAT number valid with HMRC
Trading history
Years trading & activity
Accounts filed
Up to date with Companies House
Online reviews
Google, Trustpilot & more
Marketplace valuation
Fair price analysis
The more you buy, the more you save. No expiry.
Credits never expire. Use them whenever you need a check.
Monthly credit subscriptions from £0.70/check. Volume pricing, API access, and invoiced billing for your team.
Takes under a minute. Seriously.
Upload an invoice, enter payment details manually, or paste a marketplace listing screenshot.
We cross-reference Companies House, HMRC, bank records, online reviews, and market data.
Get a clear traffic-light risk assessment. Green means go. Amber means check. Red means stop.
Ready to get started? Create a free account in seconds.
Real stories from people who checked before they paid.
I was about to pay a builder for a kitchen refit. WhoAmIPaying flagged that the bank account didn't match the company name. The invoice had been intercepted. Saved me thousands.
Sarah M.
Freelance Designer, Bristol
A contractor sent an invoice with a VAT number that had been deregistered 6 months ago. We would never have caught that without running a check first.
David K.
Property Manager, Leeds
Found a car on Marketplace for a great price. The valuation check showed it was priced 40% below market value — a classic scam sign. I walked away.
Rachel T.
First-time Buyer, Manchester
After nearly paying a spoofed supplier invoice last year, we now run every new supplier through WhoAmIPaying. 30 seconds for total peace of mind.
James P.
Small Business Owner, Edinburgh
We built WhoAmIPaying because we were tired of the anxiety that comes with sending large payments to unknown accounts. Every day, people in the UK send money to the wrong account, pay fraudulent invoices, or get scammed on marketplaces. We wanted to make it simple to check before you pay.
From £2.50 a check, takes 30 seconds, and could save you thousands.
Make a checkNo subscription. Credits never expire.