Check who you are paying
Verify the account name, company, VAT and seller reputation against the payment details — before your money leaves.
- Confirmation of Payee — bank-grade name match
- Companies House, VAT, DVLA & review checks
- £2.50 per check, no subscription
Bank-grade verification · 30 seconds · No subscription
Where are you buying from?
What are you buying?
Simple, transparent pricing
One check — every signal we can find on the payee. Buy credits when you need them, no subscription.
Every check includes
Confirmation of Payee
Bank account matches payee name
Companies House
Company registered & active
VAT verification
VAT number valid
DVLA Vehicle Check
Make, year, tax and MOT status
Seller Reviews Check
Reputation on Google, Trustpilot & more
Buy check credits
The more you buy, the more you save. No expiry.
Credits never expire. Use them whenever you need a check.
Need more? Go enterprise.
Monthly credit subscriptions from £0.70/check. Volume pricing, API access, and invoiced billing for your team.
Three simple steps
Takes under a minute. Seriously.
Tell us who you're paying
Upload an invoice, enter payment details manually, or paste a marketplace listing screenshot.
We run every relevant check in seconds
We cross-reference collected data with external databases, bank records, online reviews, and market data.
Pay with confidence
Get a clear traffic-light risk assessment. Green means go. Amber means check. Red means stop.
Ready to get started? Create a free account in seconds.
People we've helped
Real stories from people who checked before they paid.
I was about to pay a builder for a kitchen refit. WhoAmIPaying flagged that the bank account didn't match the company name. The invoice had been intercepted. Saved me thousands.
Sarah M.
Freelance Designer, Bristol
A contractor sent an invoice with a VAT number that had been deregistered 6 months ago. We would never have caught that without running a check first.
David K.
Property Manager, Leeds
Found a car on Marketplace for a great price. The bank-account name didn't match the seller's profile — a classic scam sign. I walked away.
Rachel T.
First-time Buyer, Manchester
After nearly paying a spoofed supplier invoice last year, we now run every new supplier through WhoAmIPaying. 30 seconds for total peace of mind.
James P.
Small Business Owner, Edinburgh
Why we built this
whoamipaying? is a UK payment-verification service that checks a company’s details against Companies House, HMRC VAT records and bank account data before you transfer money. Jim Fell, our founder, built it after watching too many friends and small-business customers lose money to authorised push payment (APP) fraud — over £1.2 billion was stolen from UK consumers and businesses in 2025 alone according to UK Finance. The verification is simple, the data sources are official, and the check runs in the 30 seconds it takes to double-check an invoice.
Read more on the about page or get in touch.
Check your next payment
From £2.50 a check, takes 30 seconds, and could save you thousands.
Make a checkNo subscription. Credits never expire.