Check who you are paying
In 2025, over £1.2 billion was stolen by fraudsters in the UK. Verify before you pay.
Where are you buying from?
What are you buying?
Simple, transparent pricing
One check — every signal we can find on the payee. Buy credits when you need them, no subscription.
Every check includes
Confirmation of Payee
Bank account matches payee name
Companies House
Company registered & active
VAT verification
VAT number valid
DVLA Vehicle Check
Make, year, tax and MOT status
Seller Reviews Check
Reputation on Google, Trustpilot & more
Buy check credits
The more you buy, the more you save. No expiry.
Credits never expire. Use them whenever you need a check.
Need more? Go enterprise.
Monthly credit subscriptions from £0.70/check. Volume pricing, API access, and invoiced billing for your team.
Three simple steps
Takes under a minute. Seriously.
Tell us who you're paying
Upload an invoice, enter payment details manually, or paste a marketplace listing screenshot.
We run every relevant check in seconds
We cross-reference collected data with external databases, bank records, online reviews, and market data.
Pay with confidence
Get a clear traffic-light risk assessment. Green means go. Amber means check. Red means stop.
Ready to get started? Create a free account in seconds.
People we've helped
Real stories from people who checked before they paid.
I was about to pay a builder for a kitchen refit. WhoAmIPaying flagged that the bank account didn't match the company name. The invoice had been intercepted. Saved me thousands.
Sarah M.
Freelance Designer, Bristol
A contractor sent an invoice with a VAT number that had been deregistered 6 months ago. We would never have caught that without running a check first.
David K.
Property Manager, Leeds
Found a car on Marketplace for a great price. The bank-account name didn't match the seller's profile — a classic scam sign. I walked away.
Rachel T.
First-time Buyer, Manchester
After nearly paying a spoofed supplier invoice last year, we now run every new supplier through WhoAmIPaying. 30 seconds for total peace of mind.
James P.
Small Business Owner, Edinburgh
Why we built this
We built WhoAmIPaying because we were tired of the anxiety that comes with sending large payments to unknown accounts. Every day, people in the UK send money to the wrong account, pay fraudulent invoices, or get scammed on marketplaces. We wanted to make it simple to check before you pay.
Check your next payment
From £2.50 a check, takes 30 seconds, and could save you thousands.
Make a checkNo subscription. Credits never expire.